How to Become a Member

What do I need to open a membership account?

  1. Valid, unexpired government-issued ID (i.e. driver’s license or passport) OR copy of birth certificate and social security card
  2. Social security number (if you have one; if you don’t, see special requirements for non-US citizen below)
  3. Proof of address (if the one on your ID is no longer valid; i.e. utility bill or rental agreement)
  4. $25 share deposit ($5 for youth/teen accounts)

 

Special Requirements:

  • Parent/guardian to be joint on account (youth/teen only)
  • DHS-authorized social security card (non-US citizen only)
  • Completed W-8BEN form (non-US citizen only; instructions available here)
  • Second form of photo ID (non-US citizen only, if first ID does not state country of origin)
  • Proof of EIN (i.e. letter from IRS; orgs and businesses only)
  • Meeting minutes which specifically state an account can be opened at BFCU and who can be on the account (download template; orgs only)
Closure notice

We will be closed on Monday, January 20 in observance of Martin Luther King Jr. Day.

Remember, you can perform most of your banking business via our mobile app or our 24/7 deposit ATMs (credit union drive-up and Calumet AmericInn)!