Deposit Insurance

Your savings are federally insured to at least $250,000.

It is backed by the full faith and credit of the United States Government through the National Credit Union Administration.

NCUA coverage assures you that your deposits are safe for at least $250,000.  You pay nothing for this insurance protection; it is included as a benefit of being a member of a credit union. If you have any concerns regarding the safety of your funds, please contact us.

To learn more about coverage for your specific account types, read more here.  You can also calculate your share insurance estimate courtesy of MyCreditUnion.gov (an official website of the United States government).

Have a question?

Call or Text: 906.482.5005
Email: info@breakwaterfcu.org
Visit: 700 E Sharon Ave., Houghton, MI 49931

Closure notice

We will be closed on Monday, January 20 in observance of Martin Luther King Jr. Day.

Remember, you can perform most of your banking business via our mobile app or our 24/7 deposit ATMs (credit union drive-up and Calumet AmericInn)!