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Consumer Loan

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Real Estate Loan

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While BFCU does not offer student loans, our members have access to low-interest new loans and refinancing options through a non-profit organization, ISL Education Lending.
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There’s no question about it: we’re different but in the best way. We make you and your financial well-being our priority. 

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Breakwater Federal Credit Union logo white transparent
Routing Number: 291172682
Contact Us

700 E. Sharon Ave.,
Houghton, MI 49931

Call or Text: 906.482.5005
Fax: 906.482.2451
Email: info@breakwaterfcu.org

Mobile App

Download our mobile app to deposit checks, check your account balances, and more!
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© Copyright 2022 Breakwater Federal Credit Union | Privacy Policy

Closure notice

We will observe the following closures for the winter holidays:
CLOSED on Christmas Eve, Christmas Day, and New Years Day (Dec 24, Dec 25, and Jan 1). OPEN 8:30-12pm on New Years Eve (Dec 31).

Remember, you can perform most of your banking business via our mobile app or our 24/7 deposit ATMs (credit union drive-up and Calumet AmericInn)!