Location, Hours, & ATMs

Visit Us

Breakwater Federal Credit Union
700 E Sharon Ave.
Houghton, MI 49931

Call/Text: (906) 482-5005 
Fax: (906) 482-2451

Hours

Lobby Hours
M – F: 8:30 AM – 5:00 PM

Drive-up Hours
M – F: 8:30 AM – 5:00 PM
Sat: 9:00 AM – 12:00 PM

Drive-Up ATMs
Open 24/7

ATMs

HOUGHTON
Main branch*
MTU Student Development Center
Wadsworth Hall
MTU Memorial Union Building

HANCOCK
Jutila Center
Keweenaw Co-op
Portage Hospital

CALUMET
AmericInn*

NATIONAL
When traveling across the country or to Puerto Rico, visit www.moneypass.com to find a no-fee ATM near you!

*Both ATMs in our drive-up and the one at the AmericInn accept deposits.

2025 Holiday Closures

January 1:  New Year’s Day
January 20: Martin Luther King Jr. Day
February 17: Presidents Day/ Washington’s Birthday
April 18: Good Friday (Close at 12 pm)
May 26: Memorial Day 
June 19: Juneteenth
July 4: Independence Day
September 1: Labor Day
October 13: Columbus Day/Indigenous People’s Day
November 11: Veterans Day
November 27: Thanksgiving Day
December 24: Christmas Eve 
December 25: Christmas Day
December 31: New Years Eve (Close at 12 pm)