Student Loans

Student Loans

Thanks to our partnership with ISL Education Lending, you now have access to affordable student loans and refinancing! 

Visit ISL Education Lending to Apply

We work with ISL Education Lending to offer private loans to help you pay for college as well as refinance existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college
  • A loan option for parents and family members who wish to borrow on behalf of a college student
  • Multiple student loan refinance options

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.



*Breakwater Federal Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

Closure notice

We will be closed on Thursday, November 28in observance of Thanksgiving Day.

Remember, you can perform most of your banking business via our mobile app or our 24/7 deposit ATMs (credit union drive-up and Calumet AmericInn)!